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Solutions › AR Automation

Accounts Receivable Automation Software

Collect faster, with less manual work, all native to your ERP.

  • Reduce DSO
  • Improve collections effectiveness
  • Get paid online
  • Speed up cash application

SEE CENTIME AR IN YOUR ERP

Centime AR inside your ERP

★ 4.9 G2 · ★ 4.5 Capterra · SOC 2 Type II · ERP-native

Accounts receivable automation software manages the invoice-to-cash process automatically: it sends invoices, chases payment with reminders, gives customers a way to pay online, and applies cash as it arrives, so finance teams collect faster with less manual work. Centime does this natively inside your ERP, so your team gets tighter integration and a familiar experience, with no new system to learn.

The payoff

Four ways AR automation pays off

Reduce DSO
106→67
days sales outstanding
FC Cincinnati
Improve collections effectiveness
+23%
more effective collections
CyberMaxx
Get paid online
30–50%
of invited customers use the portal
JobGet
Faster cash application
90%+
of payments auto-matched (best-in-class)
Industry benchmark

Collections

Collections that chase for you

Automated collections software sends invoices, reminders, and escalations on a schedule you set, so every account gets followed up consistently, including automated dunning sequences as invoices age, without your team chasing manually. Centime's AI-powered workflows adjust the cadence to each customer's risk and payment behavior, and route exceptions to a person only when they need one.

  • Reminders and follow-ups before and after the due date
  • Automated dunning sequences for overdue accounts
  • Risk-based prioritization of who to chase first
[ Collections workflow + reminder cadence ]
[ Branded customer payment portal ]

Customer payment portal

Make it effortless to get paid

A customer payment portal lets your customers view and pay invoices online by ACH, card, or check, with no login. The easier you make it to pay, the faster you get paid.

  • Branded, no-login portal customers actually use
  • Pay by ACH, credit card, or check
  • AR lockbox to automate check deposits and remittance

Card payments

Best-in-class B2B card payments

When customers pay by card, Centime makes it cheaper and easier than almost anyone. Level 3 processing qualifies your transactions for the lowest interchange rates, and we pass the savings on to you. Add compliant surcharge management to offset card fees, and autopay to turn recurring invoices into hands-off collections.

  • Level 3 processing for the lowest interchange rates, passed on to you
  • Surcharge management by customer or state, kept compliant
  • Autopay for recurring invoices
[ Card payments + Level 3 processing ]

Cash application

Cash that applies itself

Automatic cash application matches incoming payments to the right open invoices without manual work, even when remittance data is messy. Centime applies cash as it arrives, so your receivables stay current and your team stops reconciling payments by hand, the step that quietly eats AR teams alive.

  • Matches payments to invoices with configurable logic
  • Handles ACH, card, check, and lockbox remittance
  • Routes only true exceptions to a person
  • Keeps AR and your cash position current in real time
[ Cash application + auto-match ]

Best-of-breed depth

Everything AR, done right

Instant invoice delivery

Invoices go out the moment they're created or updated, by email or through the portal.

Collections & dunning

AI-powered reminders, follow-ups, and automated dunning, triggered by customer risk and behavior.

Customer payment portal

A branded, no-login portal to pay by ACH, card, or check, plus AR lockbox for check deposits and remittance.

B2B card payments

Level 3 processing for the lowest interchange rates, plus surcharge management and autopay.

Touchless cash application

Match payments to invoices with configurable logic, with only true exceptions routed to a person.

Receivables KPIs

Real-time visibility into aging, DSO, and collections effectiveness, with a full activity trail.

The strategic view

AR is a lever on your cash, not just a back-office task

Because AR shares a platform with AP and forecasting, every dollar you collect updates your cash picture in real time. Collect faster, shrink your DSO, and feed an accurate forecast, all from one place. That turns receivables from a chore into a lever on your working capital.

  • Faster collections flow straight into your cash forecast
  • No double entry, native ERP sync
  • Connects to AP, expense, and the Cash Forecasting Workbench

Strategic reads

The complete guide to dunning letters
Templates and cadence to collect on overdue invoices.
DSO: the complete guide
How to measure and reduce days sales outstanding.
AR collections playbook
Segment slow vs on-time payers and prioritize follow-up.

Questions finance teams ask us

Does Centime AR run inside my ERP, or as a separate system?

It runs natively inside NetSuite, QuickBooks, Sage Intacct, and Dynamics. No separate system, no double entry, receivables stay in sync.

Will my customers actually use the payment portal?

It's branded and needs no login, so paying takes a few clicks. At JobGet, 30 to 50% of invited customers adopted it.

Can Centime match our collections cadence and dunning rules?

Yes. Collections workflows and dunning sequences are configurable to your cadence and tone, and adjust by customer risk and behavior.

How does cash application work without manual matching?

Centime matches payments to open invoices with configurable logic, even with messy remittance, and routes only true exceptions to a person.

Is our receivables data secure?

Yes. Centime is SOC 2 Type II compliant with bank-grade security.

How is this different from a bolt-on AR tool?

Centime is ERP-native and part of one platform with AP and cash forecasting, so AR isn't a silo. Collections feed your forecast in real time.