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Solutions › Expense Management

Expense Management Software

Employee expense and corporate cards that sync to your ERP, card-agnostic, with rebates.

  • Manage spend with robust policies and controls
  • Mandate corporate card use, optimize cash flow
  • Choose any card issuer, or maximize rebates with the Centime card
  • Maximize rebates and cash back
  • Streamline expense approval workflows

SEE CENTIME EXPENSE IN YOUR ERP

Centime expense management inside your ERP

★ 4.9 G2 · ★ 4.5 Capterra · SOC 2 Type II · ERP-native

Expense management software lets employees submit business expenses and gives finance automated control over approvals, policy, and reconciliation, with the data syncing straight to your accounting system. Centime is card-agnostic, so you keep the corporate cards you already use and still get one place to track, approve, and reconcile spend, native to your ERP.

The cost of manual expense management

Manual expense management is expensive and leaky

Cost per report
$58
to process one expense report, at 20 minutes each
GBTA
Error-prone
19%
of expense reports contain errors that must be fixed
GBTA
Out-of-policy spend
24%
of employees admit passing personal spend off as business
Emburse, 2024

The difference

Card-agnostic. Keep the cards you have.

Most expense tools force you onto their card. Centime tracks spend across Visa and Mastercard, so you keep your existing program and rebates, with no lock-in. Prefer a single stack? The Centime Credit Card is available too.

Policy and controls

Set policy once, and control spend before it happens

Define robust spend policies once, set limits by team, category, or vendor, and mandate corporate card use. Centime applies your rules to every transaction automatically, so spend stays in policy without manual policing.

  • Robust policies and spend controls, enforced automatically
  • Limits by team, category, or vendor
  • Mandate card use to optimize cash flow
[ Spend policy + controls ]
[ Real-time card spend feed ]

Real-time capture

Automatically capture card spend in real time

Every card transaction is captured the moment it happens, coded, and matched to a receipt, so finance has live visibility and never waits on a month-end statement.

  • Card transactions captured in real time
  • Automatic receipt capture and matching
  • Live visibility into company spend

Approvals

Streamline expense approval workflows

Route every expense for approval automatically based on your policy, so nothing waits in an inbox. Employees get reimbursed faster, and finance keeps a clean, audit-ready trail that syncs straight to your books.

  • Automated, policy-based approval routing
  • No inbox chasing
  • Faster reimbursements, synced to your ERP
[ Approval workflow ]
[ Card options + rebate dashboard ]

Cards and rebates

Use any card, or maximize rebates with the Centime card

Keep the corporate cards you already use, or switch to the Centime card to maximize rebates and cash back. Either way, mandating card use moves spend onto cards you control, which optimizes cash flow and turns everyday spend into income.

  • Card-agnostic: bring any issuer
  • Maximize rebates and cash back with the Centime card
  • Mandate card use to optimize cash flow

Visibility and sync

Real-time spend visibility, synced to your books

See company spend as it happens, by team, category, or vendor, and let it sync automatically to your accounting system. Finance gets live reporting and audit-ready records, with no manual data entry.

  • Real-time spend dashboards and reporting
  • Automatic sync to your ERP and books
  • Audit-ready records by default
[ Spend dashboard + ERP sync ]

Best-of-breed depth

Everything expense, done right

Real-time card spend capture

Card transactions are captured the moment they happen, with no waiting on statements.

Set policy once, auto-enforce

Define spend policies once and the system applies them to every transaction automatically.

Spend controls and limits

Set limits and controls so spend stays inside policy before it happens.

Streamlined approval workflows

Route expenses for approval automatically, with no inbox chasing.

Receipt capture and matching

Capture receipts on mobile and match them to transactions automatically.

ERP & accounting sync

Expense data syncs automatically to your books, cutting manual entry and errors.

The strategic view

Expense is controlled outflow, with rebates

Because expense shares a platform with AP, AR, and forecasting, employee and card spend flows straight into your cash picture. Control outflow, capture rebates, and keep your forecast accurate, all from one place, without forcing your team onto a new card.

  • Card and employee spend feed your cash forecast
  • No double entry, native ERP sync
  • Connects to AP, AR, and the Cash Forecasting Workbench

Strategic reads

Building an expense policy that scales
Controls that hold up as headcount grows.
Virtual cards and rebates
How card strategy turns spend into income.
Spend visibility for lean finance teams
See and control spend without more headcount.

Questions finance teams ask us

What is expense management software?

Software that lets employees submit business expenses and gives finance automated control over approvals, policy, and reconciliation, with data syncing to your accounting system.

Do I have to switch corporate cards?

No. Centime is card-agnostic, tracking spend across Visa and Mastercard, so you keep the cards and rebates you already have.

Does it sync with my ERP?

Yes. Expense data syncs automatically to your accounting system and ERP, so records stay accurate and audit-ready.

How does it enforce expense policy?

Set policies once and the system enforces them automatically through approval workflows, so spend stays compliant.